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FACTS WHAT DOES THE KANSAS STATE BANK DO WITH YOUR PERSONAL INFORMATION?

 

Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some, but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Credit History    or    Credit Scores
  • Social Security Number    or    Income
  • Account Balances    or    Payment History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons KANSAS STATE BANK chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does The Kansas State Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
No We don't share
For joint marketing with other financial institutions No We don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We don't share
For non-affiliates to market to you No We don't share

 

Questions?
  • OTTAWA:    Tel – 785 242 3600    Fax – 785 242 4114
  • BALDWIN:    Tel – 785 594 7500    Fax – 785 594 7511
  • Email:    info@mykansasstatebank.com

 

Who we are
Who is providing this notice? Kansas State Bank

 

What we do
How does The Kansas State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does The Kansas State Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account    or    Deposit money
  • Pay your bills    or    Apply for a loan
  • Make deposits to or withdrawals from your account

We also collect your personal information from others such as credit bureaus, affiliates or other companies as necessary to transact business.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies:

  • Marion National Bank
  • First National Bank of Louisburg
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies:

  • None
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you:

  • None