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Kansas State Bank, Ottawa, KS
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Fraud and ID Theft Protection Tips

Keeping Your Banking Safe With Identity Theft and Fraud Protection


Modern-day bank robbers tend to be clever, adaptable — and mostly invisible. Online thefts threaten individuals and banks alike.

Monitor 


We encourage you to watch for suspicious activity on your Kansas State Bank accounts.  Monitor your statements closely and immediately report to one of our branches any transactions you don't recognize or by calling Customer Service at 785-242-3600.

Consider using your online banking to set up balance alerts to help you keep track of your account and prevent potential fraud.  

Useful Links


  • Department of Health and Human Services article outlining current COVID-19 medial scams: COVID-19 Fraud Alert
  • Department of Justice COVID-19 scam alerts: COVID-19 Scam Alerts
  • The three national credit reporting agencies are providing free reports to support those who may be anxious about their financial well-being during the COVID-19 pandemic: Free Credit Report

Beware


  • Beware of suspicious emails.  Criminals may send you "phishing" emails designed to encourage you to download malware or to reveal your personal information.  Never download or divulge personal information to a source you are not expecting contact from or that you don't know.
  • People who call and ask for your confidential banking or personal information are most likely criminals. Kansas State Bank will never contact you to ask for confidential or personal information over the phone.  We will however request personal information to verify your identity when you imitate contact with us.
  • Contact us immediately if you receive a suspicious call or text.

Tips to Safeguard Your Identity


Tip 1: Remove your name from pre-screened credit offers at http://www.optoutprescreen.com or call 1-888-567-8688.  
Tip 2:  Add your telephone number(s) to the National Do Not Call Registry at http://www.donotcall.gov
or call 1-888-382-1222.
Tip 3:  Remove your name from individual Direct Mail Association Member mailing lists at http://www.dmachoice.org 
TIP 4: Place an alert on your credit file if you believe you may be a victim of identity theft.
TIP 5:  Request your free credit report through http://www.annualcreditreport.com or call 1-877-322-8228.
TIP 6:  Avoid carrying Social Security cards, birth certificates, passports and extra cards.  If you carry a health care card and your Social Security number is used as your ID number, ask if it can be changed.
TIP 7:  Avoid using unsecured mailboxes.  Promptly remove mail from your mail box.  Deposit outgoing mail containing personal information at your local post office.  If you can't pick up your mail, contact the U.S. Postal Service at 1-800-275-8777 or http://www.usps.gov to request a vacation hold.
TIP 8: Select intricate passwords-don't use information that is easily available like your birth date, your mother's maiden name, phone number, or the last four digits of your Social Security number. Don't store passwords in your phone or carry them in your purse or wallet. 
TIP 9: Shred your mail and important documents when disposing of bank statements, credit card bills, convenience checks, pre-approved credit card offers, insurance statements and other documents that may contain personal information.